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Virgen Inmaculada Concepcion Group
In this Group: Lucio, Ines Roxana, Eliana, Yanet, Carmen Luz, Alicia, Alejandrina, Yaneth, Edilberta*, Piedad, Lucila, Amelia, Wilfredo, Fernando, Jacinta, Fiorela, Julio, Gerrada, Miguel
* not pictured
The member belongs to the Virgen Inmaculada Concepcion communal bank in Urubamba province, Cusco department.

She is Fiorela, 30, in a common-law marriage and she has 2 children. She raises small animals such as guinea pigs, chickens, ducks and hens. Fiorela has been in this business for the last two years and she also grows corn and vegetables such as lettuce, tomatoes, etc. She is a hard-working woman with great hopes to get her family ahead.

Fiorela is requesting a loan to buy supplies such as seeds to plant on her farm. She will use the loan to buy seeds and animal food such as grass, corn, and more.

The other members also raise small animals such as guinea pigs, rabbits, roosters, etc and they have grocery stores since these are the main product of agriculture.

The member values the loan and promises to make the payments in the established time period.
View original language description ↓
La socia pertenece al banco comunal “VIRGEN INMACULADA CONCEPCION”; El banco comunal está ubicado en la provincia D. Urubamba y departamento del Cusco.

La socia es la Sra.Fiorela; La socia tiene 30 años D. edad, la socia es conviviente y tiene 2 hijos; La socia se dedica a la crianza D. animales menores como cuyes, gallinas, patos y pollos, la socia lleva un par D. años en este negocio, a la vez la socia se dedica a la agricultura ella siembra maíz, verduras como lechuga, tomate entre otros, la socia es una persona bien emprendedora y con muchas ganas D. salir adelante por su familia.

La socia solicita el crédito para comprar insumos como semillas para que pueda sembrar en su chacra, la socia solicita el préstamo para invertir en la compra D. semillas y alimentos para sus animales como pasto,maíz entre otros.

Los otros socios se dedican a la agricultura,crianza D. animales menores como cuyes,conejos y gallinas entre otros ,también tienen su tienda D. abarrotes siendo la actividad principal la agricultura.

la socia valora el préstamo y se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 121
    View loans »
    Peru Loans Fundraising
  • $61,992,325
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Inmaculada Concepcion Group's $5,000 loan helped a member to buy supplies such as seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 5, 2011
Jan 6, 2011
Currency Exchange Loss:
Aug 15, 2011