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Ernestine, a 30-year-old married mother of three children between the ages three and six years old, is a self-employed businesswoman selling a variety of goods, as her photo indicates. Those goods include cosmetic products such as body lotion and toothpaste as well as foodstuffs including rice, sugar, flour and cooking oil. In business for six years, her shop is open from 6 a.m. until 6 p.m. everyday.

Ernestine will use this loan to purchase a large quantity of sugar and rice, as they are in high demand. With this large quantity, she will also start wholesaling as she hopes to earn more profit to help provide for her family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 593.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ernestine to purchase a large quantity of sugar and rice.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 3, 2011
Jan 6, 2011
Currency Exchange Loss:
Dec 15, 2011