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Juliet M. is from the village of Poblacion 4 Clarin Misamis Occidental. She is 33 years old. Juliet is married and has two school-aged children. To make a living, Juliet owns and operates a business venture in the food sector running a bakery. While not the only means for generating revenue, the main source of income for the business comes primarily from baking and selling a variety of baked goods in the local community. Juliet has been engaged in her business for over two years and earns approximately 9000 PHP a month for these activities.

In 2009, Juliet joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Juliet has successfully repaid a previous loan from GDMPC. Juliet is requesting a new loan of 20000 PHP which will be used to purchase additional cooking ingredients. This loan will be the fifth loan taken out by Juliet from GDMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of the borrower's family.

About GDMPC:

GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three units offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 374
    View loans »
    Philippines Loans Fundraising
  • $66,069,925
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juliet to purchase additional cooking ingredients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 3, 2011
Jan 7, 2011
Currency Exchange Loss:
Aug 15, 2011