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El Valle Renace Group
In this Group: Mercedes Lisethe, Nely Elena, Mercedes Rosario, Carmen , Maria Herminia, Fanny, Julia, Alejandrina Marlene, Janet Maribel, Miram Marisol, Roxana Antonia*
* not pictured
Mercedes Liseth, age 30, has two small children. She is a member of the “El Valle Renace” (The Valley Is Reborn) Communal Bank. It is comprised of 11 people who are enthusiastic and hard-working residents of the Carabayllo district.

Mercedes sells diverse products. She sells food like cheese and trout. She also sells clothing and accessories by order. She started by selling sweets in an itinerant manner. Little by little she was investing and trying to have and sell the products that were requested.

One of her goals and the motivation for her hard work is to be able to cover her children’s educational expenses. She wants to give them the opportunity to have a profession.

She will use the requested loan to buy merchandise and to cover cheese orders.
View original language description ↓
Mercedes Lisethe, tiene 30 años D. edad, tiene dos pequeños hijos. Ella es integrante del grupo “El Valle Renace”, formado por 11 personas, entusiasta y trabajadoras redientes del distrito D. Carabayllo.

Mercedes se dedica a la venta D. diversos productos, ya sean comestibles como quesos, trucha y otros, como también a la venta D. prendas D. vestir y accesorios a pedido. Inició con la venta D. productos golosinarios D. forma ambulatoria, poco a poco fue invirtiendo y tratando D. ofrecer y contar con los productos que le solicitaban.
Una D. sus metas y motivo por el cual se esfuerza mucho en su trabajo es poder cubrir los gastos D. estudios D. sus hijos para ofrecerles la oportunidad D. tener una profesión.
El préstamo solicitado lo invertirá en compra D. mercadería y cubrir pedido D. quesos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Valle Renace Group's $2,950 loan helped a member to buy ingredients to prepare special food for the end of the year festivities.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 10, 2010
Jan 6, 2011
Currency Exchange Loss:
Jun 15, 2011