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Kanygul B. was born in the north of Kyrgyzstan. She is a 56-year-old 'deserved mother' of seven children (such a title is given to those women who have more than five children). After graduating from college, Kanygul worked in the trading sphere for a long time. Her colleagues characterized her as a very diligent and responsible person.

In 1992, using a starting capital of only 5,000 KGS, Kanygul started her business of cultivating potatoes, beans, tomatoes, cucumbers and carrots. She concentrated all her efforts on supporting and improving her household. For this very reason, Kanygul wants to take out a loan of 30,000 KGS to buy mineral supplements to fertilize her land. It will allow her to provide high-quality products to the local market and to obtain new customers. With the revenues from this investment, Kanygul plans to give higher education to her children. In the future, Kanygul plans to develop her farm in one more direction of agriculture by engaging in livestock breeding.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Micro-finance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of micro-finance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Kanygul to buy mineral fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2010
Jan 5, 2011
Currency Exchange Loss:
Jan 15, 2012