Abelardo is a master builder. He does construction work in the southern area of the city of La Paz . His wife helps him, carrying out work as an assistant builder on the same projects as her husband. This is how they make income for their household.
Abelardo will use his loan to clear up the title on a plot of land that they have acquired, where they plan to build their house. This will enable them to improve their quality of life.,
This is Abelardo's first loan and the socio-economic analysis we have performed qualifies him favorably to take a loan.
El cliente es maestro albañil; trabaja en obras de construcción de la zona sur de la ciudad de La Paz, su esposa le ayuda realizando trabajos de ayudante de albañilería en las mismas obras que su esposo. Es así como obtienen sus ingresos para su hogar.
El crédito solicitado es para sanear los papeles de un terreno el cual ellos adquirieron, donde planean construir su casa y así poder mejorar su calidad de vida.
Es su primer crédito y el análisis socioeconómico realizado lo califica favorablemente y puede acceder a un crédito.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid