A loan of $500 helped to purchase and insure a dairy cow.


Zachariah's story

Zachariah is forty-eight years old and married with eight children between the ages of 3 and 23 years old. Five of his children currently attend school. He has been farming for twelve years in Kisii, western Kenya. His farm produces maize, beans, vegetables, sugarcane, and coffee, which are sold locally. His major business challenges have been low market prices for farm produce and pests and diseases that affect his production. He has requested a loan of 40,000 KES through Kiva partner Juhudi Kilimo to purchase and insure a dairy cow. The extra income from this loan will help him improve his family's livelihood. He plans to expand his dairy farming in the future and also to own a posho mill.



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