A loan of $650 helped to buy soft drinks like Coca-Cola, Pepsi, Jarrito, Squirt, Mirinda, and bottles of purified water and sweets.


Tomasa's story

Tomasa C. R. lives in the Moyotepec community in the city of Ayala in the state of Morelos, Mexico. She is 42 years old, and she has an elementary school education. She will use the loan to increase the inventory in her business. She started her business two years ago in her sister’s house. There is a soccer field in the Abelardo neighborhood, and the players asked if she sold water or soft drinks.

She then decided to make a small investment to establish a stand, and she started to sell water and soft drinks. Her sister lent her the space that she currently uses. It is on the side of the soccer field in the Abelardo neighborhood. She opens it on Saturdays and Sundays. Sometimes her sister’s children help her take care of the business during the week.

Before she sold food she sold shoes by catalog. She did not like this business activity very much because she had to walk a lot, and in her new business she is not as tired. She is going to use the loan to buy soft drinks, bottles of water, snacks, juice, and sweets. She sells these the most. It takes her ten minutes using public transportation to get to her business.

She feels that her business is very important because her work gives her enough income for her living expenses. In addition, it gives her great satisfaction to run her own business. Also, through her business she knows a lot of people, and they all treat her respectfully.

In her business she primarily waits on the players, their families, and the fans that go to the games. One of the challenges that her business faces is the growing competition, which has caused her sales to drop. She uses the income from her business to invest in more products for her business. She also pays for the utilities at her business and her home.

She plans to buy different products than the ones she sells in order to have more variety in her business. Her future plans are to set up her business like a grocery store and to increase the number of customers she has.

Tomasa is married, and her husband is a bricklayer. They have three daughters. Rubí is 17 years old, Yesica is 22 years old, and Jazmín is 20 years old. As two of her daughters are married, they keep house and are not able to help in her business. Her youngest daughter goes to school. Sometimes her nephew helps her take care of the business during the week. On Saturday and Sunday she personally takes care of the customers.

Moyotepec is a peaceful village with fields.

Tomasa wants to say thanks to Kiva and to the Fundación Realidad, “I am grateful to those who are able to help us improve our businesses with this loan.”

Translated from Spanish by Kiva volunteer Ginny Kalish


Loan details


Lenders and lending teams



Loan details