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Veronica Del Carmen
Verónica, age 33, has a business where she sells stationery, and she has a service center for telephone calls. She lives in a periurban zone called Suburbio. She works a lot because she is a hard-working woman. Her husband helps her to cover their household costs, as they have two children. She currently works from 8:00 am to 11:00 pm tending to her business while her husband sells merchandise. She wants to keep working to give her children a better life, so she wants to use the loan to purchase stationery, articles and phone credit. In the future, she wants her children to keep working, and for her and her husband to maintain a stable income.
View original language description ↓
Verónica de 33 años, tiene un negocio de un poco surtido en donde vende artículos de papelería y tiene un centro de servicios para llamadas telefónicas.

Viviendo en una zona periurbana llamada suburbio ha vivido trabajando Verónica porque es una mujer trabajadora con ayuda de su esposo para solventar los gastos del hora ya que ellos tienen dos hijos. En la actualidad ella trabaja desde las 08h00am hasta las 23h00pm atendiendo su negocio mientras que su esposo vende mercadería.

Quiere seguir trabajando para darle una buena vida a sus hijos por eso quiere comprar el préstamo papelería, artículos, recargas para llamadas. En el futuro quiere que sus hijos sigan trabajando y seguir teniendo ella y su esposo ingresos estables.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Veronica Del Carmen phone call refills, stationery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 4, 2010
Jan 3, 2011
Currency Exchange Loss:
Jan 15, 2012