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Hayk K. lives in Gyumri City, one of the oldest and most beautiful cities of Armenia that was affected by a devastating and destructive earthquake in 1987. People of Gyumri have been greatly affected by the earthquake and most are still struggling to survive.

Hayk is married with two children. Before moving from the dilapidated hut that was given to his family after the earthquake as temporary housing, he had a small grocery shop. Now he and his family have moved to a new apartment built for earthquake survivors on the city's outskirts. He has also moved his grocery shop to the newly-built apartment block, which is the only one in this area.

Hayk has applied for this loan to increase the shop's inventory.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 99
    View loans »
    Armenia Loans Fundraising
  • $16,723,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Hayk increasing shop's inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012