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Neak S., age 41, sells both used and new clothes in and around the city of Phnom Penh. From that she is able to earn $4 a day to support her family. She doesn’t have a life partner as her husband divorced her when her two children were very small. Now her children are grown and can support the family by working in factory as a worker. Recently, Neak S. sold nearly all her inventory to her buyers and she wants to replenish her stock but she lacks capital. She is therefore asking for a loan in order to buy more clothes to resell.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Neak to buy more clothes to resell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 16, 2010
Jan 1, 2011
Currency Exchange Loss:
Nov 15, 2011