Costeñitas Ii Group
Amanda, president of the communal bank, has been part of the "Costeñitas" communal bank for two cycles, approximately one year. She took a break between the first and second cycle. Currently divorced and the mother of two children, her business is the buying and selling of underwear. Nine years ago, Amanda lost her job, and that's when she decided to follow the advice of a friend and make a trip to bring underwear from Iquique, a city on the Chilean coast, and travel around selling it to private and public institutions. This business allows her to care for her children and her home, and make the best use of her time.
The loan she has requested will allow her to travel to the city of Iquique to collect the merchandise that she has already ordered for the end of the year: red and yellow underwear. This is in response to the belief that if one wears red underwear, one will have the love they hope for, and if one wears yellow underwear, this year there will always be money in one's wallet.
When asked what she likes about Pro Mujer, she notes that the loan and the bimonthly payments are very comfortable for her.
La señora Amanda, presidenta de la banca comunal, indica que forma parte de la B.C. “Costeñitas” dos ciclos, aproximadamente un año, con un periodo de descanso entre el primer y segundo ciclo. Actualmente divorciada, madre de dos hijos, su negocio es la compra venta de ropa interior. Hace nueve años la señora Amanda perdió su trabajo, tiempo en el que decidió seguir el consejo de una amiga y viajar para traer ropa interior de Iquique ciudad en la costa Chilena y venderla de manera ambulante en instituciones privadas y públicas. Este negocio le permitió cuidar a sus hijos, su hogar, disponer de su tiempo de la mejor manera.
El crédito que ha solicitado le permitirá viajar a la ciudad de Iquique a recoger la mercadería que ya encargó para fin de año: ropa íntima de color rojo y amarillo, respondiendo a la creencia de que si uno viste ropa íntima de color rojo tendrá el amor esperado o si viste ropa en color amarillo este año no faltará el dinero en el bolsillo.
Cuando se le consulta que le gusta de Pro Mujer, ella comenta que el crédito y las cuotas quincenales le son muy cómodas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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