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Mario Ramiro
Mario is 35 years old. He is a hard-working man whose father taught him to make furniture in a small workshop that he owned when he was a young boy. He gradually learned the trade until he decided that this was going to be the business activity with which he would support his family.

Mario lives in an urban area called Suburbio and he has a cabinet-making workshop. He currently works from Monday to Saturday, from very early in the morning, making wooden furniture and designs that his father helps him with. He would like to continue in his business and is requesting this loan to buy wood, adhesive and tools so that he can fill all of the orders he receives from his customers. In the future, he would like to continue working with his father and for his furniture business to become well known.
View original language description ↓
Mario de 35 años, es un hombre trabajador que desde pequeño su padre le enseño a fabricar muebles en un pequeño taller que el tenia. Poco a poco fue aprendiendo hasta cuando decidió que esa iba a ser la actividad económica que iba mantener a su familia. Viviendo en una zona urbana llamada suburbio tiene su taller de ebanista. En la actualidad trabaja de lunes a sábado desde muy temprano haciendo muebles de madera y diseños que con la ayuda de su padre los realiza.

Quiere continuar con su negocio por eso quiere el préstamo para comprar madera, pegamentos, herramientas y así hacer todos los pedidos que les piden sus clientes. En el futuro quiere seguir trabajando con su padre y que su negocio de ebanista sea conocido.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mario Ramiro to buy wood, adhesive and tools.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012