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Cesar Alfredo
Cesar Alfredo R. G. is 64 years old. He lives with his common-law wife and children in Chillanes canton, in Bolívar province. He has 7 children.

The TRES DE NOVIEMBRE community bank has 28 members and is located 90 minutes from our office, in Chillanes canton. The members of this group work in short-cycle agriculture, growing rice, bananas, corn, cacao, oranges and cassava. They have been in this line of work for many years.

Cesar Alfredo is a farmer who grows rice, bananas, corn, cacao, oranges and cassava. He buys his products in Mata de Cacao and makes his sales in the Matilde Esther shopping center and in Bucay.

Cesar Alfredo is requesting this loan to buy farming supplies and fertilizers for his rice, banana, cacao, orange and cassava crops. The support of this loan will help him to financially cover his needs. He faces challenges such as insect infestations, plant diseases and changes in the weather. His dream is to improve his quality of life.

Cesar Alfredo likes to spend time in the country.
View original language description ↓
Cesar Alfredo R. G. tiene 64 años de edad, Vive en Unión Libre vive con la compañera y con sus hijos en el Cantón Chillanes Provincia de Bolívar. Tiene 7 hijos

Los miembros de la V.R.C. TRES DE NOVIEMBRE, Esta compuesta por 28 socios y esta a 90 minutos de la oficina se encuentra dentro de los límites del Cantón Chillanes. Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de arroz, plátano, maíz, cacao, naranja, yuca. Esta actividad llevan mucho tiempo haciéndolo.

Cesar Alfredo se dedica a la agricultura a la siembra de arroz, plátano, maíz, cacao, naranja, yuca. Compra sus productos en Mata de cacao y sus ventas se realizan en el Comercial Matilde Esther y vende los productos en Bucay.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de arroz, plátano, maíz, cacao, naranja, yuca Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es mejorar la calidad de vida.

Le gusta pasar en el campo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cesar Alfredo to buy farming supplies and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012