Nov S., 53, makes a living selling Khmer noodles in the busy market. She has been operating this business since 2000. Her husband also helps her with the business. They have four children, two of whom are single and living under their care. The other two children work in different occupations, and they often contribute their salary with Nov S.. Nov S. always uses her motorbike as transportation to pick up her products to the market. Currently, her old motor bike was broken down while operating process. Because her saving account is no enough to buy other one in order to replace the broken one Nov S. would like to request a loan to buy a used motorbike for replacing the broken one, so she can go on her selling business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.