A loan of $4,275 helped a member to buy foodstuffs to stock her neighborhood store.


Girasoles Group's story

The GIRASOLES (Sunflowers) community bank is entering its 12th loan cycle. The group has 11 members: 10 women and 1 man. Most of the members live in Villa Salomé, in Alto Pampahasi. The group's members work selling a variety of products such as: groceries and foodstuffs in a neighborhood store, meals, vegetables, cosmetics, clothes and books. They also work sewing 'polleras' (traditional skirts) and knitting clothes.

During the last loan cycle, all the members of this group paid their loans back on time. There were a few small problems with one of the members but these were solved immediately.

Felicidad is the leader of this community bank. She is currently the bank's president. Her business is sewing 'polleras' (traditional skirts) in her own home. She also sells products in a neighborhood store. She has been in this business for 25 years. Her loan will be used to order foodstuffs wholesale such as noodles, sugar, rice, cookies and soft drinks. Felicidad is married to Félix who works from home as a mechanic.

Felicidad stands out as a responsible member of her community bank who is always punctual in making her loan repayments. She leads her bank in an organized way, requesting her fellow members to be responsible with their loans and make their repayments on time. She has been the bank's president for several loan cycles.

In this group: Felicidad, Juana , Basilica Estela , Lucia Veronica, Isabel, Janneth, Cristina, Efrain Marco, Maria Eugenia, Zulma, Francisca

Translated from Spanish by Kiva volunteer Linda Oxnard



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