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Zacarías is a farmer. He is married to Valeriana and has 5 children. Some of his children already live independently and others are still at school.

Zacarías and his wife were both born in Cochabamba. 18 years ago, for work reasons, they came to the city of Santa Cruz seeking better lives for their whole family. They obtained a plot of land in Pampa el Cosal where they grow crops. They grow corn, peanuts and watermelon. Zacarías is also a livestock farmer because this is a humid area. There is quite a lot of water and everything he grows he sells, with his wife's help, in El Torno market.

Zacarías is a very hard-working person. He will use his loan money to buy seeds for growing corn and also to meet the expenses of preparing his land for sowing. Zacarías is very grateful to the institution for the support he has received.
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El señor Zacarías, es agricultor, casado con la Sra. Valeriana con 5 hijos algunos ya independientes y otros todavía en edad escolar, es Sr. Zacarías y su esposa nacidos en Cochabamba, hace 18 años por motivos de trabajo se vinieron a la ciudad de Santa Cruz buscando mejores días para toda su familia, obtuvieron una parcela en Pampa el Cosal en la cual trabaja agricultura siembra maíz, maní, sandia, pero también se dedica a la ganadería por que es una zona húmeda, tiene bastante agua y todo lo que el siembra lo comercializa con la ayuda de su esposa en el mercado de el Torno, es un persona muy trabajadora, el dinero del crédito es para la compra de semillas para la siembra de maíz y también para lo que implica el preparado de la tierra, esta muy agradecido con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Zacarias to buy seeds for growing corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2010
Dec 28, 2010
Currency Exchange Loss:
Jan 15, 2012