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Lilit M. is a doctor. In addition to traditional medicine, Lilit helps her clients to rejuvenate and regain their energy and health through physical therapy facilities, such as a small swimming pool, sauna, massage and exercise machines. This combination of treatments gives Lilit’s patients a good opportunity for a balanced lifestyle. Currently there is a need for an additional exercise machine. Lilit has applied for this loan to pay for the new machine.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lilit to purchase an exercise machine.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Jan 1, 2011
Currency Exchange Loss:
Nov 15, 2012