KADI S., who is the group’s president, excels in buying and selling condiments for cooking. With her new loan, she is planning to buy 15 packs of condiments. She gets her supplies at the big market of Sikasso. Accepting cash and often credit from a customer base composed of men and women, she sells out of her home and in neighboring village. KADI envisions making an average monthly profit of 48,500 francs CFA. Part of the profits will be put into savings and used to meet family needs. The other part will be invested in her business.
Elles sont à leur douzième collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Tous les prêts précédents ont été bien soldés. Elles font la vente de condiments et de la restauration. KADI S. qui est la présidente du groupe excelle dans l’achat vente des condiments alimentaires.
Avec son nouveau prêt, elle compte acheter 15 colis de condiments. Elle s’approvisionne au grand marché de Sikasso.
Elle vend à domicile et dans les villages voisins, au comptant souvent à crédit à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 48.500 FCFA dont une partie sera utilisée pour l’épargne et les besoins de la famille, l’autre partie sera investie dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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