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Am S. A., 35, has a business running a moto-taxi in the Takeo province. He has been operating this business since 2008 and is able to make about $5 of profit each day. His wife sells groceries at home, typically making $2 per day.

This couple has five young children; two are in school and three are too young to attend.

To earn more, Am S. A. will purchase rice and take off the husk with the intention of reselling the rice and turning a profit. He is confident that this will be a good business venture and sees it as a tool to increase his income and raise his family’s standard of living.

Am S. A. is pictured with his wife and his youngest daughter at home.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,821,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Am to purchase rice to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 16, 2010
Dec 27, 2010
Currency Exchange Loss:
Nov 21, 2011