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Sean O., 41, is a farmer, earning an income of $3 per day. O. is married and resides with her husband and three children in Takeo Province, Cambodia, an area known for pre-Angkorean temples.

The family has to spend $11 on food, $10 on electricity supply, and $20 on other necessary expenses every month.

O. is requesting a loan of $1,200 to purchase fertilizer and rice seeds to improve her farming business.

In the future, she would like to use any additional profit to repair her house.

This is her second loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sean to buy more fertilizer and rice seeds to improve the farming business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Dec 27, 2010
Currency Exchange Loss:
Apr 15, 2012