A loan of $1,000 helped to buy women's clothes, girls' clothes and ingredients for making meals.

Celinda Margarita's story

Every two weeks, the members of the 'Luz De América' community bank meet in the city of Portoviejo, the capital of Manabí. This city has been known for many years as the 'City of the Royal Tamarind Trees'.

Here we meet 59 year-old Celinda. She is single and lives with her sister and a niece. She has been a member of her community bank for 4 years and she likes it because it has helped her a lot and because the loans are quick and don't have too many requirements.

Celinda is a saleswoman. She sells all kinds of clothes. She makes her sales door to door although she also sells clothes from her home. She tells us that what she sells most of are women's and girls' clothes. Celinda also makes meals to sell. She generally makes up to 10 meals a day which she delivers to her customers. She works every day from 8.30am to 4.00pm. She buys her goods in Guayaquil once a month or whenever she needs to.

Celinda will use this loan to buy clothes, especially women's and girls' clothes. She will also buy ingredients for making her meals. Her dream is to extend her house.

Translated from Spanish by Kiva volunteer Linda Oxnard

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