A loan of $475 helped to invest in his business to expand a bit.


Jose Del Carmen's story

Mr José M., age 33, lives in the city of Esteli, and is a merchant like his father. He started working helping his parents at the young age of 8, but then began working as a security guard when he was 17. This was when he began to save money to open a very modest convenience store. He started selling only butane gas, and later obtained his first loan and started to expand a bit more with products. He currently still works as a security guard. He has a shift every 2 days. His wife helps him by tending to the convenience store when he is not around. With this loan, he will invest a bit more in his business to improve his income and expand the space in his house-- to expand his business, since the convenience store is in his house.

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Translated from Spanish by Kiva volunteer Christine Cooper


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Loan details