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Jose Del Carmen
Mr José M., age 33, lives in the city of Esteli, and is a merchant like his father. He started working helping his parents at the young age of 8, but then began working as a security guard when he was 17. This was when he began to save money to open a very modest convenience store. He started selling only butane gas, and later obtained his first loan and started to expand a bit more with products. He currently still works as a security guard. He has a shift every 2 days. His wife helps him by tending to the convenience store when he is not around. With this loan, he will invest a bit more in his business to improve his income and expand the space in his house-- to expand his business, since the convenience store is in his house.
View original language description ↓
El Señor José M., tiene 33 años de edad, vive en la ciudad de Esteli, al igual que su padre es comerciante.
Comenzó a trabajar ayudando a sus padres desde la corta edad de 8 años, pero desde los 17, empezó a trabajar como Guarda de Seguridad, y fue cuando empezó a ahorrar dinero para poner una pulpería muy modesta, comenzó vendiendo únicamente Gas Butano, luego obtuvo su primer crédito y comenzó a expandir un poco mas con productos.
En la actualidad trabaja todavía de Guarda de Seguridad, tiene turno cada 2 días, y su esposa le ayuda atendiendo la pulpería cuando el no esta.
Con este crédito piensa invertir un poco mas en su negocio para mejorar sus ingresos y ampliar el espacio de su casa, para ampliar su negocio, pues la pulpería esta ubicada en su casa.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $475 helped Jose Del Carmen to invest in his business to expand a bit.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 27, 2010
Dec 27, 2010
Currency Exchange Loss:
Jun 15, 2011