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Mujeres Buscando Un Futuro Group
In this Group: Maria Petronila, Consuelo, Hortencia, Alexander, Ema Antonia, Cinthya Vanessa, Cadith*, Nori, Cecilia
* not pictured
Hortensia is the president of the "Mujeres Buscando un Futuro" ["Women Seeking a Future"] group, which has nine members. Hortensia is married and one of her four children is also a member of the group.

Hortensia's business is selling beauty products. Having time to be independent is what she most appreciates about her job. It allows her time to dedicate herself to other things. Her daughter is about to give birth and what Hortensia most wants is to take care of her grandchild while her daughter works. However, she also wants to be able to continue with her own business because it provides an additional help to the family.

She wins clients by going house to house offering a variety of products, such as perfumes, makeup, powders, creams, etc. With income from her business, Hortensia is able to cover the costs of her customers' orders. This makes it easier for her customers to pay and it also improves her earnings. She will use this loan to stock up with more products, especially perfumes and makeup, since those are what she sells the most of these days.
View original language description ↓
Hortensia es la presidenta del grupo “MUJERES BUSCANDO UN FUTURO” formado por 9 socias, ella es casada uno D. sus 4 hijos también integra el grupo, el negocio al que se dedica es la venta D. productos D. belleza, lo que mas le agrada D. su trabajo es que ella misma dispone D. su tiempo por ser independiente, debido a esto pueD. dedicarse a otras cosas, su hija pronto dará a luz un bebe y Hortensia lo que mas desea es cuidar a su nieto, mientras su hija trabaja pero ella también quiere poder seguir en su negocio que es una ayuda mas para la familia, la forma en que capta clientes es visitándolos casa por casa ofreciéndoles diversos productos como perfumes, maquillaje, talcos, cremas etc. con su trabajo ella pueD. cubrir el pago D. los pedidos que sus clientes le hacen, D. esa manera les da facilidades D. pago y también sus ganancias son mejores, lo que hará con su reciente préstamo es abastecerse D. mas productos sobretodo perfumes y maquillaje que es lo que mas se venD. por estas fechas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 112
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Buscando Un Futuro Group's $2,550 loan helped a member to buy perfumes, makeup, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2010
Jan 1, 2011
Currency Exchange Loss:
May 15, 2011