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Florentina C. is a married woman who lives in Fatima Village, Brgy.Rizal, San Carlos City, Negros Occidental. She earns her living as a Pepsi products wholesaler and operating a general store business. Her husband Escolastico, who is 56 years old, is a businessman, and also helps in Florentina's business activities. They have four children who are 20 to 27 years old.

Florentina joined NWTF-Project Dungganon in 2001 because she aspired for something better for her family. With the help of her previous 19 loans from NWTF-Project Dungganon, Florentina has been incrementally lifting her family's quality of life by the sweat of her brow. Her previous loan of PHP 23,000 helped her earn a monthly profit of PHP 20,000, uplifting the family's standard of living. This time, for her 20th cycle loan, she is borrowing PHP 26,000, which she intends to use as capital so she can sell soft drinks in the local school canteen, and expand her business. She will continue to save up for future business improvements so that she can help in the education of her niece, nephew and her extended family. Florentina C. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 400
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 44.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Florentina fund soft drink wholesaling operations.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Dec 26, 2010
Currency Exchange Loss:
Oct 15, 2011