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Lida Mercedes
Lida is 40 years old, married, and lives with her husband and their children. She lives in Ventanas canton, Los Ríos province. She has 5 children.

The members of the “Señor de la Salud” (Lord of Health) Communal Bank are located in the Saloma area of Echeandia canton. The bank is dedicated to agricultural laborers on the short crop cycle, who sow corn, rice, and passion fruit. They have been doing this for a long time.

Lida is dedicated to agriculture, sowing corn, rice, and passion fruit. She buys her products at Comercial Viscarra and sells the products in Comercial Escudero. Lida is requesting a loan to buy agricultural supplies and fertilizers for cultivating corn, rice, and passion fruit. The loan will help her economically to supply her necessities. She confronts challenges such as plant plagues and diseases as well as climate variations.

Her dream is to buy more agricultural land. She loves music.
View original language description ↓
Lida Mercedes Q. S. tiene 40 años de edad, Es casada, vive con la esposa y con los hijos, vive en el cantón de Ventanas Provincia los Ríos. Tiene 5 hijos.

Los miembros de la V.R.C. SEÑOR DE LA SALUD se encuentra ubicada en el recinto Soloma, perteneciente al Cantón Echeandia, esta ventanilla se dedica a lobores Agrícolas de ciclo corto siembra de maíz, arroz, maracuyá esta actividad llevan mucho tiempo haciéndolo.

Lida Mercedes se dedica a la agricultura a la siembra de maíz y arroz, maracuyá. Compra sus productos en el Comercial Viscarra y vende los productos en el Comercial Escudero.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz y arroz, maracuyá. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar un terreno.

Le gusta la música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,506,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 15, 2010
Jan 1, 2011
Currency Exchange Loss:
Jun 15, 2011