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Melania Marlene
Melania Marlene O. M. is 42 years old. She is in a common-law marriage and lives with her partner and their children in the canton of Ventanas, which is in Ríos province. She has three children.

The members of the "Nuevo Horizonte" ["New Horizon"] Communal Bank are based in the precinct of Cachel y Grande, in the canton of Ventanas. The members of this group work in short-cycle agriculture, growing corn, rice, and pigeon peas. Collectively, they have been doing this work for a long time.

Melania Marlene plants corn, rice, and pigeon peas. She buys products at Agro Karlyta and sells what she produces at the market in Ventanas.

She is requesting a loan to buy agricultural supplies and fertilizers for cultivating corn, rice, and pigeon peas. The economic support provided by this loan will help her meet her needs. She faces challenges like insect plagues, plant illnesses, and the changing climate. Her dream is to own her own field.

She likes sports.
View original language description ↓
Melania Marlene O. M. tiene 42 años. Vive en Unión Libre, vive con el conviviente y con los hijos, vive en el cantón de Ventanas Provincia los Ríos en la. Tiene 3 hijos.

Los miembros de la V.R.C. NUEVO HORIZONTE se encuentra ubicada En el recinto Cachel y Grande, perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, fréjol gandul., esta actividad llevan mucho tiempo haciéndolo.

Melania Marlene se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul. Compra sus productos en el Agro Karlyta y vende su producto en la feria en Ventanas..

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz, arroz, fréjol gandul. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder tener un terreno que sea propio.

Le gusta el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Melania Marlene to buy agricultural supplies and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 14, 2010
Jan 1, 2011
Currency Exchange Loss:
Jun 17, 2011