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Macario Dario
Macario Dario S. P. is 25 and he lives with his common-law wife and son in Chillanes canton, Bolivar province.

The members of the V.R.C. La Esperanza Nunca Se Pierde communal bank (Hope is Never Lost) are from the community or Recinto el Placer, about 2 hours from the office in Chillanes. Most of the members of this group work in agriculture.

Macario is a farmer and plants corn and beans. He buys and sells in the Sunday market in Chillanes canton.

He is requesting a loan for buy seed, fertilizer, and compost and the loan will help him financially to supply what he needs. He has to deal with infestations and disease and fluctuations in the weather. His dream is to buy some fields to continue planting.

He likes to celebrate the fiesta on October 12th is his community.
View original language description ↓
Macario Dario S. P. tiene 25 años. Vive en Unión Libre, vive con la conviviente y con los hijos, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 1 hijos.

Los miembros de la V.R.C. LA ESPERANZA NUNCA SE PIERDE, pertenece a la comunidad o recinto el Placer, a una distancia de 120 minutos de la oficina en Chillanes, los miembros de esta ventanilla en su mayoría se dedican a la agricultura.

Macario se dedica a la agricultura a la siembra de maíz, fréjol. Las compras y ventas las realiza en el Cantón Chillanes en la feria de los días Domingos.

Solicita el crédito para la comprar de semillas, abonos, fertilizantes. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar unos terrenos para seguir sembrando.

Le gusta celebrar las fiestas del 12 de Octubre en la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Macario Dario seeds, fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2010
Jan 1, 2011
Currency Exchange Loss:
Feb 15, 2012