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Nov P., 41, is married and resides with her husband and four children in Takeo Province, Cambodia, an area known for pre-angkorean temples. Nov sells fruits and vegetables, earning an income of USD 3.3 per day, while her husband is a construction worker, earning an income of USD 4.3 per day. The family has to spend USD 40 on food, USD 5 on electricity supply, and USD 90 on other necessary expenses every month.

Nov is requesting a loan of USD 1200 to purchase a motorbike for family use. This will be her first loan from CREDIT, a long-standing Kiva partner in Cambodia. In the future, she would like to repair her house.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nov to buy a motorbike for family use.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 1, 2010
Dec 23, 2010
Currency Exchange Loss:
Dec 15, 2011