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Ey R., 38, produces cow ties (ropes that are used like leashes to keep the animal in place), earning an income of USD 3 per day. R. is married and resides with her husband and four children in Takeo Province, Cambodia, an area that is known for Pre-Angkorian temples that were typically built before 800 AD.

R.'s husband is a construction worker and buys cows to resell, earning an income of USD 6 per day. Each month, the family must spend USD 35 for food, USD 15 for electricity, and USD 100 for other necessities. R. is requesting a loan of USD 1000 to purchase more nylon to produce more cow ties to sell. In the future, she hopesto use any additional profits to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ey to buy more nylon to produce cow ties.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2010
Dec 23, 2010
Currency Exchange Loss:
Oct 19, 2011