A loan of $2,925 helped a member to buy ham, sugar, eggs, milk, beans, potato chips, cookies, and bread to stock her store.

La Union De Jaloxtoc Group's story

This group is called "La Unión de Jaloxtoc" and it can be found in the community of Jaloxtoc, Ayala City, in Morelos state, Mexico. This group is comprised of eight women who know one another and are neighbors. The members of the group are:

Eufracia P. P. - she is going to use her loan to buy ham, soft drinks, sugar, eggs, milk, and beans to stock her business.

Martina Floriberta Vásquez Zalazar - she is going to buy ham, sugar, oil, milk, cookies, sweets, and beans to stock her business.

Estela B. H. - she is going to buy women's undergarments like bikinis, panties, and bras to start her business.

Juana H. López - she is going to buy soft drinks, bread, ham, mayonnaise, avocado, and chilies in vinegar to prepare the sandwiches she sells.

Ángela H. López - she is going to buy soft drinks, tortillas, meat, chilies, radishes, and tomatoes for preparing tacos.

María H. López - she is going to buy women's undergarments, blouses, pants, sweaters, etc. to start her business.

Graciela Silvia M. C. - she is going to buy clothing like blouses, pants, shirts, and skirts to start her business.

Flavia Paula C. Pérez - she is going to buy chickens to sell by the piece or whole.

Ms. Eufracia P. P. is the group representative for La Unión de Jaloxtoc. She is 58 years old and studied through the sixth grade of primary school. She has her certificate. She is married and has two children: Yasmin, 32, is a teacher and is married; and Christian, 25, is single and works.

She is requesting a loan to stock her grocery store. She will buy ham, oil, soft drinks, sugar, eggs, milk, flower, rice, beans, potato chips, marinades, and Gamesa brand cookies. Her store is called "Abarrotes Yasmin" ["Yasmin's Groceries"] and she offers her clients products like ham, potato chips, sweet breads, soft drinks, cookies, chocolates, sweets, eggs, oil, sugar, flour, and rice. She started her business 35 years ago out of economic necessity. She didn't have enough money so she started buying products little by little, and her husband gave her money so she could start selling a little. Her sales increased and she invested more until her store was better stocked. Her store is located in her house on Miguel Hidalgo Street in Jaloxtoc.

Ms. Eufracia is excited about this loan, which she is taking out because it will make it possible for her to better stock her store. Her business is important because it is how she puts food on the table. Her favorite part of her work is when she makes sales and has money. She is proud because her store was the first in her area. Before, there wasn't any such business. Her customers are her neighbors, children, women, and young people. Her business is popular because she has been running her store for a long time. The challenges she faces include higher costs, periods when there are few sales, and the competition, as now there are more businesses than just hers.

She reinvests the profits from her business. Her husband and son also take part in the business by helping tend to customers. Ms. Eufracia's business has helped her family economically and helped them to eat more nutritiously.

She would like to make improvements to her home, including adding aluminum detailing to the second floor. Her dream is to be able to fix her house up well so that it is attractive. She also hopes that her children will be happy and that they will have professional careers. Her daughter is a teacher and her son is an engineer.

The members of La Unión de Jaloxtoc Communal Bank would like to say the following to Kiva and Fundación Realidad: "We thank you and you are people who support many individuals so that they can progress their businesses. Thank you for caring for us in the moments when we need you most."

Jaloxtoc, where they live, is beautiful. A stream passes through and there are two pools with fish. People plant onion, corn, cilantro, and beans.

In this group: Eufracia, Martina Floriberta, Estela, Juana, Angela, Maria, Graciela Silvia, Flavia Paula

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Translated from Spanish by Kiva volunteer Katie Kavanagh

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