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Lluvia De Oro Group
In this Group: Paola, Luis Enrique, Luis Fernando, Kaori, Victor Hugo, Mirian , Delcy Adriana, Cintya
This borrowing bank is in its second cycle, made up of 8 members who all live in the San Jose La Presidenta zone. Mrs. Paola has lived in this community for 4 years and is employed as a teacher in Santa Cruz. She is single and has one child. She maintains the household on her own. She is a very likeable woman who is very concerned for her daughter's well-being. She will use the money from this loan in the purchase of home electronics for her home. She is a very responsible and hard-working woman. All of the members are very grateful to the financial institution for having authorized this loan and put its confidence in them, opening doors when they most needed it.
View original language description ↓
Banco de emprendimiento que se encuentra en su 2do ciclo integrado por 8 integrantes los cuales todos viven en la zona de San José La Presidenta la Sra. Paola vive en esta comunidad hace 4 años ella es empleada educadora en Santa Cruz, su estado civil es soltera y cuenta con 1 hijo ella sola mantiene el hogar, es una señora muy amable y preocupada por el bienestar de su hija, el dinero del crédito lo utilizara en la compra de electrodomésticos para su casa, es una persona muy responsable y trabajadora, todos los clientes se sienten muy agradecidos con la entidad financiera por haberles otorgado el crédito y depositar su confianza en ellos y abrirles las puertas cuando ellos mas lo necesitaban.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Lluvia De Oro Group's $2,450 loan helped a member the purchase of home electronics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Dec 23, 2010
Currency Exchange Loss:
Jul 15, 2011