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Ericka Dalia
Ericka, 33, is a hardworking woman who took advantage of a small inheritance 10 years ago to set up a little stationery store in the front area of her house.

Living in a peri-urban area, she has worked in her stationery store with great effort and dedication to support her child and help her husband with family
expenses. She currently sells toys for $10.00, clothing, books for $3.00, notebooks for $1.00, pens for $0.30, and stationery. She gets up at 6:00 am to get her child ready for school, and then she works in her store. One of the problems she has is crime in the area. A few weeks ago, some people tried to rob her in the store.

Ericka wants to buy display cases, clothing and shoes with the loan money so she can diversify her store a little. In the future she would like to improve her home's construction and set up a clothing store in the city center.
View original language description ↓
Ericka de 33 años, es una mujer trabajadora que hace 10 años atrás aprovecho el dinero de una pequeña herencia y ubico en la parte delantera de su casa una pequeña papelería.

Viviendo en una zona periurbana ha trabajado en su papelería con esfuerzo y dedicación para mantener a su hijo y ayudarle a su esposo con los gastos de su familia. En la actualidad vende juguetes $ 10.00, ropa, libros a $ 3.00, cuadernos $ 1.00, plumas a $ 0.30, papelería. Se levanta a las 06h00am alistar a su hija para que se vaya a la escuela y después atiende su papelería. Uno de los inconvenientes que tiene para atender su papelería es la delincuencia que hay en el sector ya que hace semanas atrás le quisieron robar en el negocio.

Quiere con el préstamo comprar vitrinas, ropa y zapatos para diversificar un poco su papelería. En el futuro quiere construir mejor su casa y ubicar un local de ropa en el centro de la ciudad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ericka Dalia display cases, clothing, shoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Dec 22, 2010
Currency Exchange Loss:
Jan 15, 2012