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Maria Cleofe
Maria is a member of the "Nuevo Amanecer del Cusco" community bank which is located in Huanchac district, in the province and department of Cusco.

Maria is 46 years old. She is single and has one child. Her business is running her grocery store. She would like to use her loan money to buy merchandise so that she can stock her store. She must also finish paying for some of the merchandise that she acquired in the month of November such as panettones, wine, champagne and chocolates for the Christmas season.

Maria tells us that currently her business is doing very well and that she is managing to sell her panettones and chocolates. She is confident with respect to the Christmas season and the New Year. She tells us that last year she sold panettones up until the month of March so she is not worried about selling them all right now.

Maria is requesting this loan to stock her store with merchandise and to meet the last repayment on her panettone purchase. She is happy to be receiving this loan and pledges to make her repayments in a timely manner.
View original language description ↓

La socia pertenece al banco comunal “NUEVO AMANECER DEL CUSCO”; Este banco está ubicado en el distrito de Huanchac en la provincia y departamento de Cusco.

La socia es la Sra: Maria; ella tiene 46 años. La socia es soltera, y tiene 01 hijo; la socia se dedica a la administración de su tienda de abarrotes ella desea implementar el dinero y comprar mercadería para surtir su tienda, ella también deberá terminar de pagar parte de la mercadería que adquirió en el mes de noviembre como panetones, vinos, champan, chocolates para la época navideña, actualmente la socia nos indica que le está yendo muy bien que está vendiendo sus panetones y las pastas de chocolate, ella tiene buenas expectativas con respecto a la época navideña y el año nuevo, la socia nos indica que el año pasado vendió panetones hasta el mes de marzo de este año entonces no se apura en vender todos solo en esta fecha. La socia solicita el préstamo para surtir mercadería y pagar una última cuota de los panetones.

La socia está feliz con el préstamo otorgado y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Cleofe to stock her store with merchandise and to make her final repayment on her panettone purchase.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 16, 2010
Dec 22, 2010
Currency Exchange Loss:
May 15, 2011