A loan of $700 helped to fund the operation of her tobacco business.

Monica's story

Monica L. is a married woman who lives in Poblacion, Basay, Negros Oriental. She earns her living by operating two business ventures: buying and selling tobacco and a motorcycle transport business. Her husband, Anastacio, who is 62 years old, works as a farmer to earn his living and also helps in his wife's businesses. They have eight children aged between 21 and 42.

Monica joined Kiva partner, NWTF-Project Dungganon, in 2006 because she aspired for something better for her family. With the help of her past eight loans from NWTF-Project Dungganon, Monica has been gradually lifting her family out of poverty by the sweat of her brow. Her previous loan of 15,000 PHP helped her earn a monthly profit of 9,000 PHP, thus raising the family's standard of living. This time, for her ninth loan, she is borrowing 30,000 PHP, which she intends to use as additional working capital for her tobacco business and maintenance for her motorcycle so that she could continue to save up for future business improvements. Monica L. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means 'honorable'). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them 'Dungganon' – a title of esteem that is bestowed on a member of the community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team on Kiva.org.

Loan details

Lenders and lending teams

Loan details