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Nicolás Inés
Nicolás Inés C. C. lives with his wife, two children, and small grandson in Llobasco, in the department of Cabañas. Nicolás has his own bakery and is in charge of making bread and selling it. He sells the bread from his home where the bakery is located and to clients who distribute the bread. He has the benefit of having many clients that place orders in large quantities and are loyal to his business. Nicolás is requesting this loan in order to buy flour, butter, sugar, honey, yeast, and other products that are very important for making bread at wholesale prices. Although it has been difficult for him to get ahead through his business, he has kept at his dream to grow his micro-enterprise and thereby offer his wife a better life.
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Nicolás Inés C. C., vive junto a su esposa, dos hijos y un pequeño nieto, junto a los cuales reside en Ilobasco, departamento de Cabañas. Nicolás posee su propia panadería, en la cual se encarga de elaborar el pan y posteriormente comercializar tanto en su casa, lugar en el cual esta ubicada la panadería, como a sus clientes, a los cuales debe ir a repartir el pan. Cuenta con el beneficio de poseer muchos clientes los que hacen pedido en grandes cantidades y que son fieles a su negocio. Nicolás solicita un préstamo a través del cual pueda comprar harina por mayor para poder obtenerla más barata, así como también manteca, azúcar, miel, levadura y otros productos más los cuales son muy importantes para la realización del pan. A pesar que salir adelante con su negocio ha sido bastante difícil, él ha sabido mantenerse firme con el deseo de crecer como micro empresaria y así brindarle una mejor vida a su esposa.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 491
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nicolás Inés to buy raw materials to make bread.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 21, 2010
Dec 23, 2010
Currency Exchange Loss:
Dec 15, 2011