A loan of $125 helped to repair his vehicle.


Ruben's story

Ruben A. is from the village of Brgy. Paungan, Bambang, Nueva Vizcaya. He is 28 years old, married and has 2 school-aged children. Ruben owns & operates a motorcycle transportation business. He has been engaged in his business for over 4 years and earns approximately 4,500 PHP a month. In 2010, Ruben joined ASKI to gain access to financial services to help improve his living situation and his ability to engage in business activities. He is requesting a new loan of 5,000 PHP which will be used to repair his vehicle to improve his service. This will be his 1st loan from ASKI. He plans to use the additional revenue generated to financially support his immediate family members. About ASKI: ASKI is one of the most successful microfinance institutions in the Philippines. It has 38 branches covering the Central and Northeastern areas. Its clients are mostly farmers, fishermen and small entrepreneurs. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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