A loan of $1,100 helped to buy foodstuffs wholesale.

Hector Anibal's story

Héctor Martínez B. is a young salesman who lives in the town of Carmen del Bolívar, in the north of Colombia. Since he was a young boy he helped his mother in her work as a shopkeeper. Faced with her recent and untimely death, he had to take over her business.

In spite of the fact that he lives in an area which is mainly made up of farmers and craftspeople, Héctor decided to work selling foodstuffs. Most of his customers are peasants who work in nearby districts and do their shopping every week. Almost all his sales are made for cash and this allows him to sell at lowers prices. His average daily sales amount to 400,000 Colombian pesos and his average profit margin is 15%.

This is Héctor's first loan with Fundación Mario Santo Domingo and he plans to invest the money in buying foodstuffs wholesale. In the not-so-distant future this small businessman plans to convert his business into a supermarket to provide his customers with more convenience. Héctor combines his work with his studies and, because he is the eldest brother, he drives home to his siblings the need for them to get training in order to become good citizens.

What Héctor likes most about his work is the permanent contact with people who visit his business, some of whom are good friends. He dreams of becoming a professional and being able to help the poorest children in his town as a way of honoring his mother's memory as his mother was a very generous lady.

Translated from Spanish by Kiva volunteer Linda Oxnard

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