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Arabella Noemi
Arabella Noemi V. O. is 21 years old, and she is in a common-law marriage. She lives with her life partner and her son in the Chillanes canton in the Bolivár province. Her son is ten months old.

The members of the “Jesus del Gran Poder” Communal Bank are located in the San Ramón community in the Chillanes canton. They are 35 minutes from the Chillanes office. The members of this communal bank devote themselves exclusively to farming.

Arabella grows corn and broad beans. She makes her purchases and sales at the Sunday fair in the Chillanes canton.

She is requesting the loan to buy seeds and organic and chemical fertilizers in order to have a quality production. The support of the loan will help her financially with her necessities. They face challenges like pest infestations, diseases, and the climate changes.

Her dream is to have her own house. She likes to take walks in the town.
View original language description ↓
Arabella Noemi V. O. tiene 21 años. Vive en Union Libre, vive con la compañera y con el hijo, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 1 hijo de 10 meses de edad.

Los miembros de la V.R.C. JESUS DEL GRAN PODER, Comunidad de San Ramón esta ubicada en el cantón Chillanes, a 35 minutos de la Oficina en Chillanes, los miembros de esta ventanilla se dedican exclusivamente a la agricultura.

Arabella se dedica a la agricultura a la siembra de maíz y fréjol. Las compras y ventas las realiza en el Cantón Chillanes en la feria de los días Domingos.

Solicita el crédito para la comprar de semillas, abonos y fertilizantes para que la producción sea de calidad. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener casa propia.

Le gusta salir a pasear en el pueblo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Arabella Noemi to buy seeds and natural and chemical fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 7, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012