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Manuel L. Q., 70, is married living with his wife in Chillanes canton, Bolívar province. He has five children, all now married.

The “JESUS DEL GRAN PODER” communal bank is in San Ramón which is located in Chillanes canton, 35 minutes from the Chillanes Office. All the members of this communal bank are farmers.

Manuel is a corn and broad bean farmer. His purchases and sales both take place at the Chillanes Canton Market on Sundays.

He is asking for a loan to buy seed, manure and fertilizer so that his crop will be of good quality. Support from the loan will help him economically to meet his needs. They face challenges like infestations, illnesses and weather variations. His dream is to provide education for his children so that they will be professionals and to have good health to continue working.

He enjoys relaxing and dancing at the local fiestas.
View original language description ↓
Manuel L. Q. tiene 70 años. Es casado, vive con la esposa, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 5 hijos, todos son casados.

Los miembros de la V.R.C. JESUS DEL GRAN PODER, Comunidad de San Ramón esta ubicada en el cantón Chillanes, a 35 minutos de la Oficina en Chillanes, los miembros de esta ventanilla se dedican exclusivamente a la agricultura.

Manuel se dedica a la agricultura a la siembra de maíz y fréjol. Las compras y ventas las realiza en el Cantón Chillanes en la feria de los días Domingos.

Solicita el crédito para la comprar de semillas, abonos y fertilizantes para que la producción sea de calidad. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es dar la educación a los hijos para que sean profesionales y tener buena salud para seguir trabajando.

Le gusta descansar y bailar en las fiestas del recinto.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manuel to buy seed, manure and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 7, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012