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Arshak S. has been trading in shoes and clothing since 2000. Arshak is married with two children. They are living with his mother, his brother and his brother’s family. In this large family, everyone helps each other, at home and in business, as the income from this business is the household’s main income.

Arshak is very eager to satisfy his client’s needs, which increase during the holiday seasons. To insure adequate stocks, Arshak has applied for this loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $16,723,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Arshak to order clothing & shoes inventory.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 16, 2013