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Ovejitas Group
In this Group: Maria Concepcion, Juana, Maritza Alejandra, Francisca, Ana, Elizabeth, Alberta, Maria Del Carmen, Rosaura, Emiliana, Claudia Iveth
This group is called “Ovejitas” (Lambs) because they consider themselves to be lambs guided by God. The group is located in the San Cristobal community within the State of Mexico, and is made up of 11 members.

Francisca M. is one of the members. She is 50 years old and has an elementary school education. She is a merchant, has an 18 year old son, and has been selling kitchen items for the past two years. She is asking for this loan in order to resupply her inventory because her sales increase this time of year.

Her customers are friends and neighbors from her community. She is excited about this loan because one of her new year’s goals is to grow her sales and increase her income for herself and her son.

María del Carmen García is the woman in the photograph who appears washed out by the sunlight. Elizabeth M. is next to her wearing a white sweatshirt.
View original language description ↓
Este grupo se llama Ovejitas, porque ellas se consideran una ovejitas guiadas por Dios. Está ubicado en la comunidad de San Cristobal, en el Estado de Mexico. El grupo está conformado por 11 integrantes. Francisca M. es integrante del grupo. Tiene 50 años, estudió la primaria, es comerciante y tiene un hijo de 18 años. Ella se dedica a la venta de equipos para cocina desde hace 2 años. Solicita el préstamo para surtirse de más equipos, en estos meses les solicitan mayor cantidad de mercancía. Sus clientes son vecinas de la misma comunidad y conocidas. Al momento de solicitar este préstamo se siente ilusionada porque un proposito de año nuevo es hacer crecer sus ventas y tener más ingresos para ella y su hijo. La señora María del Carmen García es la que no ve bien por el reflejo de luz al momento de tomar la foto y Elizabeth M. es la que esta a su lado de sudadera blanca.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 12.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ovejitas Group's $3,725 loan helped a member inventory.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Jan 1, 2011
Currency Exchange Loss:
Apr 15, 2011