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Maria Antonia
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Mrs. Maria Antonia sells clothes and footwear that she buys wholesale and then resells it. She began her business seven years ago with $8,000 that she was thankfully able to save up many years before her first loan. The idea to have this business occurred to her when she realized the necessity to have a source of income to support her family. Her clients include customers from the La Terminal market in Leon. Before she had this business, she sold food to homes. But thanks to the idea of having this business and with the help of the previous loans that she used to purchase products such as clothing and footwear, she has successfully moved forward with her business and, in particular, her family.

Translated from Spanish by Gabrielle Sham, Kiva Volunteer.

Doña Maria Antonia vende ropa y calzado, compra al mayorista y realiza sus ventas al detalle. Lleva 7 años trabajando con este negocio, nos dice que su inversion inicial fue de $8,000 gracias a un ahorro que tenia de muchos años mas su primer prestamo. La idea de tener este negocio se dió al ver la necesidad de tener una manera de recibir ingresos para mantener a su familia. Tiene como clientela a la gente del mercado La Terminal en Leon para acceder a un medio de comunicación. Antes de tener este negocio, antes vendia comida a domicilio pero gracia a la idea de poner el negocio y con el apoyo que ha recibido a travez de estos créditos, que son para la compra de productos tales como ropa y calzado ha logrado salir adelante con su negocio y con su familia sobre todo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Maria Antonia purchase clothes and footwear to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 13, 2007
Nov 29, 2007
Currency Exchange Loss:
Apr 13, 2008