A loan of $250 helped to purchase additional products to sell such as snack foods and beverages.

Lianlanie's story

Lianlanie C. is from the village of Agay-ayan, Gingoog City. She is 45 years old, married and has two adult-aged children. To make a living, Lianlanie owns and operates a sari-sari (variety) retail shop selling daily use products such as shampoo, soap, toothpaste, canned goods and snack foods in the local community. Lianlanie has been engaged in her business for over two years and earns approximately 5,000 PHP per month from these activities.

In 2010, Lianlanie joined Kiva partner, HSPFI, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 8,000 PHP from HSPFI. This loan was used to purchase additional inventory and as working capital. Lianlanie is requesting a new loan of 11,000 PHP, which will be used to purchase additional products to sell such as snack foods and beverages. This loan will be her third from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.


HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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Loan details