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Jennifer Lourdes
Jenniffer is 25 years old. She is an enterprising young woman who has a small store in her home where she sells accessories and stationery. She lives with her two children in an urban area called Orquídeas de Guayaquil (an urban area which is called 'Las Orquídeas' - Orchids - because when the place was discovered, they found a lot of orchids there).

Jeniffer started her store so that she could support her children. She sells accessories, stationery, exercise books and drinks in the front of her home. She works in the mornings and in the afternoons her mom and sister help her because she is studying. To continue in her business she would like to use her loan to buy some accessories, exercise books, stationery, drinks, etc. Her goal is to expand her business and provide her children with a good future.
View original language description ↓
Jenniffer de 25 años, es una joven emprendedora que tiene en su casa una pequeña tienda de accesorios y papelería. Viviendo con sus dos hijos en una zona urbana llamada Orquídeas de Guayaquil (zona urbana, llamada las orquídeas porque en su descubrimiento habían muchas flores orquídeas).

Comenzó con la tienda de accesorios para poder mantener a sus hijos vendiendo en la parte delantera de su casa accesorios, papelería, cuadernos, bebidas. Trabaja en la mañana y en las tardes le ayuda su mama y hermana ya que ella está estudiando. Para seguir con su negocio ella quiere comprar con el préstamo algunos accesorios, cuadernos, papelería, bebidas etc. Su objetivo de trabajar con esfuerzo es expandir su negocio y darles un buen futuro a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jennifer Lourdes to buy accessories, drinks and exercise books.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Dec 18, 2010
Currency Exchange Loss:
Jan 15, 2012