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Las Chicas Group
In this Group: Marlene, Jacqueline, Kathya
The Las Chicas group is composed of three hard working, dedicated, enterprising people. One of them is Jaqueline A. Reyes, 29, who sells clothes (shirts, pants, jeans, blouses, dresses, undershirts, skirts, etc.). She started the business with very little but as time has gone by, with her hard work and loans, it has been growing. She will use the loan to buy merchandise to stock her business and take advantage of this season.

The other members are: Karla E. who sells clothes, and Marlene M. who sells clothes and shoes. They want to get ahead and grow.
View original language description ↓
El grupo las Chicas está conformado por tres personas trabajadoras, esforzadas y emprendedoras una de ellas es Jaqueline A. Reyes de 29 años se dedica al comercio de ropa (camisas, pantalones, jeans, blusas, vestido, camisetas, faldas…etc.) este negocio lo inicio con poco y con forme al tiempo, su ardua labor y los prestamos ha ido creciendo.
Ella invertirá en mercadería para surtir su negocio y aprovechar esta temporada.
Las otras integrantes son Karla E. quien vende ropa y Marlene M. quien comercializa ropa y calzado. Ellas desean salir adelante y crecer.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Chicas Group's $1,050 loan helped a member for clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 18, 2010
Currency Exchange Loss:
Aug 15, 2011