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El Árbol Group
In this Group: Linda, Mayda, Auxiliadora, Jenny
The El Arbol (The Tree) group is composed of four hard working women. One of them is Mrs. Lidia Marina Dávila who owns a tortilla shop. She makes cakes, refreshments and nacatamales (Nicaraguan style tamales popular as weekend fare). She started this business 30 years ago in order to provide her children with a good education and life. She dreams with improving the business and to stay healthy in order to see her grandchildren grow up.

The other group members are: Mayra R. Picado, 30, who has a tortilla shop, Auxiliadora L., who makes nacatamales and typical dishes based on corn dough and pork and Jenny Martínez García who sells Avon and Arabella brand cosmetics.
View original language description ↓
El grupo el Árbol está conformado por cuatro féminas trabajadoras una de ellas es la señora Lidia Marina Dávila quien es propietaria de una tortillería, realiza pasteles, refrescos y nacatamales negocio que incio hace 30 años para darle a sus hijos una buena educción y vida. Ella sueña con mejorar su negocio y poder seguir con salud para ver crecer a sus nietos.
Las otras integrantes del grupo son Mayra R. Picado de 30 años quien tiene una tortillería, Auxiliadora L. realiza nacatamales comida típica a base de masa y cerdo, y Jenny Martínez García vende cosméticos Avon y Arabella.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Árbol Group's $825 loan helped a member for corn, flour, firewood, food coloring, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 18, 2010
Currency Exchange Loss:
Jul 15, 2011