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Maria Cecilia
María is 34 years old and sells clothing and shoes in different parts of Paraíso (in the peri-urban areas where there are dirt roads and houses in the mountains).

She lives with her husband and two children in Paraíso in Guayaquil. María is a hard worker who has always enjoyed having her own money. She began selling clothing through door-to-door sales and now works different shifts so she can attend to her children. Since it is now the rainy season it is hard for her to get out into the streets.

She would like to continue working and wants to use the loan to buy clothing and shoes in order to provide more variety to her customers. Her plans for the future include growing her business and making home improvements.
View original language description ↓
María de 34 años, es comerciante informal de ropa y zapatos en las distintas zonas de Paraíso (zona periurbana, con caminos de tierra y las casas están ubicadas en montañas).

Vive con su esposo y dos hijos en el Paraíso de Guayaquil. María ha sido una mujer trabajadora que siempre le ha gustado tener su propio dinero por eso comenzó con la venta de ropa puerta a puerta. Tiene distintos horarios de trabajo ya que debe atender a sus hijos. Como es tiempo de lluvia se le hace poco dificultoso recorrer las calles.

Ella quiere seguir trabajando por eso quiere comprar con el préstamo ropa y zapatos y así sus clientes tengan más variedad al comprar la mercadería. En el futuro quiere incrementar su negocio y mejorar su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Cecilia to buy clothing and shoes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 23, 2010
Dec 18, 2010
Currency Exchange Loss:
Nov 19, 2011