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Tujijuke Group
In this Group: Olive , Claudette , Ernestine , Esperance , Angelique , Alexie *, Judith , Vestine , Claudine , Aline , Emmanuel , Xaverine , Beatrice *, Virgenie , Dorothee , Grace
* not pictured
Olive is 30 years old, married, and has one child aged two. Her husband works as a charcoal seller. Olive is the group leader of a borrowing group known as Tujijuke in Kinyarwanda, which means “Be literate” in English. This group is composed of sixteen members who have different businesses. Olive sells sodas and local beer and has been doing this business for three years. Olive will use the loan to purchase beans, sorghum and drinks. With the new profits from her expanded business, Olive plans to buy goats for raising and to buy cattle in the future.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $18,416,825
    Funds lent in using Kiva
  • 591.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tujijuke Group's $3,775 loan helped a member to buy beans, sorghum and drinks to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 16, 2010
Dec 17, 2010
Currency Exchange Loss:
May 15, 2011