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Jerobia is a small businesswoman who sells clothes and sews. She makes her sales in the Puerto Cabeza area where sales are good. Jerobia is working hard so that she can improve her home. She has the support of her family and her husband is an electrician. Through loans, she has been managing to build her home. She used her last loan to begin building the walls. She will continue this work with this new loan since the job is only half done. She will buy materials such as stone, sand, cement and iron to continue the job.
View original language description ↓
Jerobia es una pequeña comerciante, se dedica a la venta de ropa y costura, venta que realiza en la zona de puerto cabeza, en donde las ventas son buenas, muy esforzada para lograr el objetivo de mejorar su vivienda. Cuenta con el apoyo de su familia y esposo siendo electricista.
Atreves de los financiamiento ha venido logrando hacer su casa, con el crédito anterior comenzó la construcción del muro, el cual seguirá con este nuevo préstamo ya que le falta la mitad de la construcción. Comprara materiales como: piedra, arena, cemento, hierro y seguir la obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 29
    View loans »
    Nicaragua Loans Fundraising
  • $26,395,725
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Jerobia to buy building materials to finish building her walls. The job is half done and her goal is to finish it.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 10, 2010
Jan 1, 2011
Currency Exchange Loss:
Dec 15, 2011